Australia's #1 Free Finance Hub
Empowering Australians with superannuation, tax, and home loan tools that deliver answers in seconds.
Get instant, accurate results for superannuation, tax, home loans, and more.
Project your super balance to retirement using real 2026 SGC rates and contribution thresholds.
Open CalculatorCompare repayments across rates and terms for any Australian property purchase.
Open CalculatorSee your take-home pay after the latest ATO tax brackets and Medicare levy.
Open CalculatorCalculate upfront stamp duty costs for property purchases in any Australian state or territory.
Open CalculatorEstimate your compulsory HECS-HELP repayments based on current ATO income thresholds.
Open CalculatorPlan your ideal retirement fund with projections tailored to Australian super and savings.
Open CalculatorEvery calculator on NeonPlay reflects the genuine 2025–2026 ATO thresholds, including the 11.5% Superannuation Guarantee Contribution rate, current income tax brackets, and the latest Medicare levy. We update our figures as soon as the ATO publishes new rates, so your results are always based on the real numbers that matter.
Your financial details never leave your browser. NeonPlay processes every calculation entirely on your device — nothing is sent to a server, stored in a database, or shared with third parties. It is a privacy-first approach designed for Australians who take data security seriously.
Stamp duty, payroll tax, and first-home buyer grants vary across every Australian state and territory. NeonPlay accounts for those differences automatically, so whether you are buying in New South Wales or settling in Western Australia, the figures match the rules that apply to you.
NeonPlay was created for everyday Australians — not accountants or finance professionals. The language is straightforward, the tools are intuitive, and every result is explained in plain English so you can make confident decisions about your money without needing a degree in finance.
Superannuation is the single largest asset most Australians will ever accumulate, yet millions rarely check whether their balance is on track. With the Superannuation Guarantee Contribution rate now at 11.5% as of July 2025, every working Australian is building wealth faster than ever — but only if you understand how contributions, investment returns, and fees compound over the decades ahead.
NeonPlay's superannuation growth calculator lets you model your projected balance at retirement based on your current age, existing super balance, salary, and contribution strategy. Whether you are weighing up salary sacrificing, consolidating lost super, or simply checking if your employer contributions are keeping pace, this tool gives you a clear, personalised projection without the jargon.
Stamp duty, payroll tax, and grant thresholds are calculated using each state's current legislation automatically.
Clear, jargon-free education to help you make smarter money decisions.
A step-by-step walkthrough covering contribution types, investment options, and the new 11.5% SGC rate so you can see exactly where your super stands right now.
Read Full GuideUnderstand fixed versus variable rates, offset accounts, and how even small rate differences can save tens of thousands over the life of an Australian home loan.
Read Full GuideBreak down each tax bracket, see how the Medicare levy applies, and learn simple strategies to reduce your taxable income within the rules this financial year.
Read Full GuideFresh insights and guides from our finance experts, updated regularly.
Yes. The superannuation calculator uses the 11.5% Superannuation Guarantee Contribution rate that took effect from July 2025, along with the current ATO contribution caps and threshold limits for the 2025–2026 financial year. Rates are updated as soon as the ATO publishes changes.
No. Every calculation runs entirely within your browser. NeonPlay does not transmit your inputs to any server, store any data, or share your information with third parties. Your financial details remain on your device at all times.
Absolutely. Every calculator on NeonPlay is free to use with no sign-up, no paywalls, and no premium tiers. There are no hidden fees or trial periods — the tools exist to help Australians make better financial decisions, full stop.
All eight are supported: New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, the Australian Capital Territory, and the Northern Territory. The stamp duty calculator and state-specific tools use each jurisdiction's current rates and thresholds.
NeonPlay monitors ATO announcements and updates its calculators promptly whenever new tax brackets, superannuation rates, or Medicare levy thresholds are published. Major annual updates occur each July to align with the new financial year, and mid-year adjustments are applied as needed.
Australian-made tools that respect your time, your privacy, and your money.
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