Welcome to NeonPlay. By accessing or using neonplay.online and any of our free financial calculators, guides, or tools (collectively, the “Services”), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Services. We’ve written these terms in plain English so you can understand exactly where you stand — no legal trickery, just the rules of the road.
Using Our Services
NeonPlay is a personal finance information platform designed for Australians aged 25–55. Our Services include calculators (like the Super Projection Calculator, Borrowing Power Calculator, Tax Calculator, and others), articles, comparisons, and educational content. They are provided for general informational purposes only and do not constitute personal financial advice. You should consider your own objectives, financial situation, and needs before making any decision based on our tools or content. We recommend consulting a licensed financial adviser, tax professional, or legal practitioner for advice tailored to your situation.
You may use our Services only for lawful purposes and in compliance with all applicable Australian laws. You must not:
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Use any automated means (scraping, bots) to access or extract data from the site without our prior written consent.
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Attempt to interfere with the proper working of the site, introduce malicious code, or breach any security measures.
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Use the Services to infringe upon the intellectual property rights of NeonPlay or any third party.
Intellectual Property
All content on neonplay.online — including text, graphics, calculator code, logos, icons, and the NeonPlay brand — is owned by or licensed to NeonPlay and is protected by Australian copyright, trademark, and intellectual property laws. You may view, download, and print pages for your personal, non‑commercial use only. You must not reproduce, distribute, modify, or create derivative works from our content without our express written permission. If you’d like to reference one of our guides or tools, please contact us.
User‑Provided Information
When you input data into our calculators, sign up for updates, or contact us, you retain ownership of the information you provide. You grant NeonPlay a non‑exclusive, royalty‑free licence to use that information solely for the purpose of providing the requested Service and improving the platform. We handle all personal information in accordance with our Privacy Policy.
Disclaimer of Warranties
We take care to ensure the accuracy and timeliness of our content, but financial information changes fast. The Services are provided “as is” without any warranty, express or implied. While we reference real Australian data (ATO thresholds, ASIC benchmarks, SGC rates, etc.), we do not guarantee that any calculator result, article, or comparison table is free from error or suitable for your personal circumstances. NeonPlay does not warrant that the site will be uninterrupted, secure, or error‑free. You use the Services at your own risk.
Limitation of Liability
To the maximum extent permitted by law, NeonPlay, its owners, employees, and affiliates will not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the Services. This includes, but is not limited to, financial loss, lost profits, or damages resulting from reliance on any calculator output or article content. Nothing in these Terms of Use excludes or limits any liability that cannot be excluded or limited under Australian Consumer Law. For example, if we provide a service that fails to meet a consumer guarantee, you may have rights under the Competition and Consumer Act 2010.
Third‑Party Links and Tools
Our site may contain links to third‑party websites (such as the ATO, ASIC MoneySmart, or insurer sites). These links are provided for your convenience and do not signify our endorsement. We have no control over the content or privacy practices of those sites, and we accept no responsibility for them. Similarly, our comparison tools may display rates and data from third‑party providers; we do not guarantee the accuracy or completeness of that information.
Changes to These Terms
We may update these Terms of Use from time to time. The latest version will always be posted here with an updated effective date. By continuing to use the site after changes are posted, you accept the revised terms. If you have any questions, reach out via our Contact Us page.